Licensed Florida real estate brokerage
Your real estate agent for buying a home in Lighthouse Point, FL
Buy a Home in Lighthouse Point and the surrounding area, with a licensed real-estate professional. No obligation.
Lighthouse Point is built around deep-water canals with direct Hillsboro Inlet access, and a large share of homes sit within a few hundred feet of brackish water. That makes the choice of agent matter. Look for a licensed Florida agent who understands flood zones, insurance inspections and how salt air wears on mid-century block homes, and confirm the license on the Florida DBPR website. Most homes here were built from the 1950s through the 1970s in concrete block and stucco, and many have been renovated or replaced with custom waterfront builds.
Premier Real Estate Group Inc is a licensed Florida brokerage, and a Florida brokerage license is valid in every county. When you send a request, a licensed real-estate professional, either Premier Real Estate Group Inc or a licensed agent we refer you to, will contact you by phone or email. The first consultation is free and carries no obligation.
Buying in Lighthouse Point usually means weighing the age of the home against its distance from the water. Salt spray and humidity shorten the life of garage door hardware, gate operators, exterior lock cylinders and outdoor A/C and duct components much faster than inland Broward. A home that mixes original mid-century systems with new impact-rated doors and smart gate hardware needs a close look at what has been updated and what has not. Because roof age and condition often decide whether an insurer offers coverage at all, insurability belongs in your search from the first showing. Flood zone and elevation review should happen before your inspection period ends. Lighthouse Point has only a small share of condos compared with neighboring beach cities, and formal gated HOA communities are limited. Association approval and document review still apply if a property has an association, a yacht-club membership area or shared amenities.
What to know in Lighthouse Point
Flood zone and flood insurance
Flood zones come from FEMA maps, and a lender generally requires flood insurance on a home in a Special Flood Hazard Area. Homes outside one can still flood, and standard homeowners policies generally exclude flood damage, so check the zone for each address.
Roof age and insurability
Insurers commonly ask for a four-point inspection (roof, electrical, plumbing, HVAC) on older homes, and roof age is often the deciding factor in whether coverage is offered. With so many 1950s–1970s homes here, ask about the roof and get insurance questions answered before the inspection period ends.
Wind mitigation credits
A licensed inspector can document features such as roof-to-wall connections and impact-rated openings on the uniform mitigation form (OIR-B1-1802). Broward County is in a high-velocity wind zone requiring impact-rated or wind-rated doors, so these features may support premium credits; confirm with your insurance agent.
Salt-air wear near the canals
Garage door springs, rollers, tracks and openers, gate motors, exterior locks and dryer-vent metal corrode faster close to brackish water. Ask your inspector to look at these items, and check for mold or moisture in ductwork and lint buildup in dryer vents.
Renovated versus original systems
Many homes combine aging mid-century systems with newer impact doors and smart hardware. Ask for documentation of updates and permits so you know what is new and what is original.
Association approval and documents
Where a condo, HOA or club membership area applies, buyer approval, estoppel certificates, budgets and rules are part of due diligence. Approval is never assured, so build review time into your contract.
Seasonal competition
Demand rises ahead of and during hurricane season and again when seasonal residents return from November through April. Competition for the same homes can vary with the calendar.
How we help
- Home search built around your needsWe search by budget, bedrooms, commute and must-haves, and we flag canal frontage, dock access, roof age and garage or gate hardware early. You can tour in person or by video.
- Written buyer agreement and offersA licensed professional explains the brokerage relationship offered (transaction broker is the default in Florida unless another is set in writing) and any buyer agreement. We then help you write offers with financing and inspection provisions.
- Inspection period guidanceWe help you plan the home inspection, four-point and wind-mitigation inspections, and a flood zone and insurability check. These should all be finished before the inspection period ends.
- Condo and HOA document reviewIf the property has an association, we help you review governing documents, budgets, rules, disclosure summaries and any application or transfer fees.
- Lender and title coordinationWe coordinate with your lender and the title company or closing attorney through closing. We also point you to the free Florida Doc Stamp & Closing Tax Calculator at /tools/florida-closing-costs.
Florida rules and paperwork in Lighthouse Point
Florida sellers must give buyers a flood disclosure (s. 689.302, F.S.), and you should also expect a brokerage relationship disclosure, seller disclosures of known material defects, and a written purchase contract. At closing, documentary stamp tax on the deed is 70 cents per 100 dollars of the price (s. 201.02, F.S.). For a new mortgage, documentary stamp tax on the note is 35 cents per 100 dollars of the amount financed (s. 201.08, F.S.), and the nonrecurring intangible tax is 2 mills (0.2%) of the amount (s. 199.133, F.S.). Who pays each item is set by the purchase contract and is negotiable. If you buy a condo, a statutory right to cancel can apply for a short period after the required documents are delivered. Florida also requires a milestone structural inspection for condominium and cooperative buildings three stories or taller at 30 years (s. 553.899, F.S.) and a structural integrity reserve study for associations with such buildings (s. 718.112(2)(g), F.S.). Ask for those reports, since they can lead to assessments. If the home will be your permanent residence, apply for homestead exemption with the Broward County property appraiser, generally by March 1 of the year after you move in. It reduces taxable value and caps assessment increases under Save Our Homes. Licensing is overseen by the Florida DBPR, Division of Real Estate, under the Florida Real Estate Commission, so verify any license there. Confirm current requirements with your lender, insurer and a Florida attorney.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
Demand in Lighthouse Point tends to rise ahead of and during hurricane season (May through November), especially in late-summer storm-prep rushes, and again with the November–April snowbird season. Statewide, buyer activity is strongest from roughly January through May, and choices and negotiating room often improve in the slower fall months. Outcomes depend on the property, pricing and conditions at the time. To talk through your timing, call (888) 440-3766 or send a request with the form on this page for a free consultation.
We also help buyers in nearby areas including Venetian Isles, Coral Key Villas, Sea Ranch Lakes, Hillsboro Beach, Cresthaven in Pompano Beach, The Cove in Deerfield Beach, Pompano Beach, Deerfield Beach and Fort Lauderdale.
Buy a Home in Lighthouse Point: common questions
- Do I need flood insurance for a home in Lighthouse Point?
- A lender generally requires it if the home is in a Special Flood Hazard Area on the FEMA maps, and homes outside one can still flood. With so many homes near canals, check the zone and get an insurance quote for each address before your inspection period ends.
- How do the age and location of homes here affect insurance?
- Most homes here date from the 1950s through the 1970s, so insurers commonly ask for a four-point inspection, and roof age often decides whether coverage is offered. A wind-mitigation inspection may support credits for documented features. Confirm requirements with your insurance agent.
- What should I look for in a waterfront or canal-area home?
- Ask your inspector to check items that salt air wears quickly: garage door hardware, gate operators, exterior locks, outdoor A/C components and dryer vents. Also ask what has been updated, such as impact-rated doors.
- Will I need association approval to buy?
- Only if the property is part of a condo, HOA or similar association, and Lighthouse Point has few formal gated HOA communities and a small share of condos. Where one applies, approval is never assured, so review the documents and approval process before you commit.
- How do I get the homestead exemption after I buy?
- If the home is your permanent residence, you apply with the Broward County property appraiser, generally by March 1 of the year after you move in. Verify current requirements with that office.
Tell us what you're looking for — Lighthouse Point
Budget, bedrooms, area and timing. A licensed real-estate professional will contact you to start the search.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(888) 440-3766