Licensed Florida real estate brokerage
How does selling a house for cash work in Florida?
A straight answer from a licensed Florida real estate brokerage — then what you can check yourself and when to bring in a licensed professional. Free consultation: (954) 703-4504.
Selling for cash means the buyer pays from its own funds instead of a mortgage, so there is no loan approval, no lender appraisal and no repair list from an underwriter. You give the buyer the property details, the buyer inspects or walks the house, you receive a written offer, and if you accept, the sale closes through a title company or closing attorney with a title search, payoff letters for any mortgage or lien, the deed and the Florida seller's flood disclosure (s. 689.302, F.S.).
The trade is price for speed and certainty. A cash offer is usually below what a repaired home could bring on the open market, so if your house is in good condition, listing it on the MLS may net you more — we can list it instead if that is the better outcome for you.
What's involved in a Florida cash sale
Premier Real Estate Group Inc makes written cash offers on houses in Miami-Dade, Broward and Palm Beach counties, buying as-is, any condition — no repairs, no cleaning and no showings. Every offer is no obligation, and you may have your own agent or attorney review it before you sign.
Because there is no lender, the timeline depends on the title rather than the market. Closing can happen in as little as 14 days when title is clear, or on a later date you pick. Title searches that turn up liens, unpaid property taxes, an open code-enforcement case, probate that is not finished, or a condo or HOA that must approve the buyer and issue an estoppel letter will extend that.
Costs work differently too. There is no real-estate commission and no listing fee when we buy your house directly, because in a direct purchase we are the buyer, not your agent. Closing costs are separate: who pays which closing costs is written into the offer before you sign. Florida also charges documentary stamp tax on the deed at a rate set per hundred dollars of price statewide, with a different rate plus a surtax in Miami-Dade County on property that is not a single-family residence — the free calculator at /tools/florida-closing-costs breaks that down.
What you can check yourself before you ask for an offer
Who is on the deed
Pull the recorded deed from your county clerk or property appraiser and confirm every owner listed is available to sign. An inherited house needs the personal representative's authority to sell, from the will or the probate court.
Mortgages, liens and taxes
Check the county official records for recorded mortgages, judgments and code liens, and the tax collector for unpaid property taxes. These are paid or resolved at closing, but knowing about them early prevents surprises.
Open permits or code cases
Call your city or county code-enforcement and building departments to ask about open permits, unpermitted work or active cases. The local office tells you what must be resolved before a transfer.
Association requirements
If the house is in an HOA or a condominium, ask the association whether a buyer must be approved and what the estoppel process is. Those steps affect the closing date more than anything else.
Leases in place
If a tenant occupies the house, gather the lease and the security deposit records. Leases generally continue after a sale and deposits are accounted for at closing.
When to bring in a licensed professional
Call us when you want an actual written number to compare against listing. We will look at the house as it sits, explain both paths honestly, and tell you if the MLS is likely the better route for your situation.
Bring in an attorney when title, probate or divorce is involved: the estate's attorney confirms the personal representative's authority, and in a divorce each owner's attorney reviews the terms. If you are behind on payments or a foreclosure has been filed, a HUD-approved housing counselor (free, through HUD or 800-569-4287) can explain your options; court deadlines are set by the judge, and if more is owed than the house is worth, the lender must approve a short sale.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
What we do on a direct cash purchase
- Written cash offer, no obligationWe review the property and put a cash offer in writing. You are free to accept, decline or have your own agent or attorney review it.
- Buy as-is, any conditionNo repairs, no cleaning, no staging and no showings — including houses with storm, fire or water damage, or houses full of belongings.
- Close through a title companyTitle search, payoff letters, deed and the required Florida flood disclosure are handled at closing. You can close in as little as 14 days when title is clear, or on a later date you choose.
- Costs spelled out up frontNo real-estate commission and no listing fee when we buy your house directly, and who pays which closing costs is written into the offer before you sign.
- List instead when that nets moreIf your house would likely net more on the open market, we will say so and can list it for you rather than buy it.
Related questions
- Do I need an inspection or appraisal for a cash sale?
- There is no lender, so no lender-ordered appraisal and no underwriting repair list. We may walk the property ourselves to prepare the offer, and you are welcome to have your own inspector or attorney involved.
- What if my house has tenants?
- We buy tenant-occupied rentals. Leases generally continue after the sale, and the security deposits are accounted for at closing — bring the lease and deposit records to the conversation.
- Can you buy a house anywhere in Florida?
- Our cash offers cover Miami-Dade, Broward and Palm Beach counties for now, though the brokerage is licensed statewide. Call (954) 703-4504 and we will tell you what we can do.
- How much will you offer for my house?
- We cannot name a figure here. The offer depends on condition, repairs needed, liens or taxes owed, association requirements and comparable sales — ask for a free, no-obligation written offer or a free comparative market analysis if you are weighing a listing.
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Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(954) 703-4504