Licensed Florida real estate brokerage
Buying a Home in Roosevelt Gardens, FL
Buy a Home in Roosevelt Gardens and the surrounding area, with a licensed real-estate professional. No obligation.
Roosevelt Gardens is a small unincorporated pocket of central Broward County, and its housing stock shapes almost every part of a purchase here. Homes are mostly modest one-story concrete block and stucco built from the 1940s through the 1960s, with flat or low-slope and gable roofs and original carports or small additions rather than full two-car garages. Much of that housing predates modern wind codes, so roof age, openings and documented wind-resistance features often decide what insurance looks like for a buyer.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage, and a Florida brokerage license is valid in every county. A licensed real-estate professional — Premier Real Estate Group Inc or a licensed agent we refer you to — can help you search by budget, bedrooms, commute and must-haves, tour homes in person or by video, write offers, and coordinate with your lender and title company through closing. The consultation is free and there is no obligation.
The practical risks in Roosevelt Gardens cluster around insurability and water. Because the area sits in Florida's High-Velocity/wind-borne debris region with a hot, storm-heavy wet season from roughly May through October, insurers commonly ask for a four-point inspection (roof, electrical, plumbing, HVAC) on older homes and offer wind-mitigation credits for documented features such as roof-to-wall connections and impact-rated openings (s. 627.0629, F.S.). Salt-laden air drifting inland from the Atlantic accelerates rust on gate hardware, carport posts, security bars and exterior locks, and aging ductwork in unconditioned attics is a common moisture and airflow complaint — all things worth putting in front of your inspector during the inspection period.
What to know in Roosevelt Gardens
Insurance before the inspection period ends
Roof age and condition are frequently the deciding factor in whether coverage is offered at all on homes of this era. Get quotes early and ask whether a four-point inspection and a wind-mitigation report on form OIR-B1-1802 are required; amounts vary by insurer and your agent should confirm them.
Flood zone and flood insurance
Flood zones come from FEMA maps, and a lender generally requires flood insurance on a home in a Special Flood Hazard Area — homes outside one can still flood, and flood damage is normally excluded from a standard homeowners policy. Florida sellers must give buyers a flood disclosure (s. 689.302, F.S.).
Older construction and wind codes
Much of the Roosevelt Gardens housing stock predates current Florida Building Code requirements, so replacing garage doors, openers or other openings can trigger impact-rated or wind-load upgrades. Ask about permits and prior work, and verify open or expired permits with the county building department.
Associations are uncommon here, but not nearby
Formal HOAs and gated communities are uncommon in this older unincorporated neighborhood and condos are limited within the CDP, though condominiums are plentiful in neighboring Lauderhill and Lauderdale Lakes. If your search widens, association approval, estoppel certificates, budgets and governing documents become part of due diligence.
Condo milestone inspections and SIRS
If you consider a condominium in a neighboring city, Florida requires a milestone structural inspection for buildings three stories or taller at 30 years (s. 553.899, F.S.) and a structural integrity reserve study for associations with such buildings (s. 718.112(2)(g), F.S.). Ask for those reports and the association's budget, since they can relate to assessments.
Closing taxes on the deed and any new loan
Documentary stamp tax on the deed is 70 cents per 100 dollars of the price (s. 201.02, F.S.); on a new mortgage note it is 35 cents per 100 dollars financed (s. 201.08, F.S.), plus a nonrecurring intangible tax of 2 mills (0.2%) on a new mortgage (s. 199.133, F.S.). Who pays each item is set by the purchase contract and is negotiable — you can estimate with the free Florida Doc Stamp & Closing Tax Calculator at /tools/florida-closing-costs.
Homestead filing after you close
Florida's homestead exemption reduces the taxable value of a primary residence and caps assessment increases under Save Our Homes, with portability available in many cases. The owner applies to the county property appraiser, generally by March 1 of the year after moving in — verify current deadlines with the Broward County Property Appraiser.
How we help
- Define the searchWe build a search around budget, bedrooms, commute and must-haves, which matters in Roosevelt Gardens where one-story concrete block homes with carports are far more common than two-car garages.
- Showings in person or by videoIf you are relocating, a licensed agent can walk homes by video and point a camera at roof lines, carport posts, gates and exterior hardware where salt air and humidity show their effects.
- Written agreements and offersYou get the brokerage relationship disclosure and, where appropriate, a written buyer representation agreement, then a written purchase contract with financing and inspection provisions.
- Inspection period guidanceWe help you line up inspections and insurance quotes, including four-point and wind-mitigation reports, and review seller disclosures of known material defects and the flood disclosure inside your contract deadlines.
- Association document reviewIf a condo or HOA property enters your search, we help you request governing documents, budgets, rules, disclosure summaries and any milestone or SIRS reports, and track the application and approval steps.
- Lender and title coordinationTitle work, lien searches, estoppel letters and closing are generally handled by a title company or closing attorney, and we keep that paperwork moving alongside your lender.
Florida rules and paperwork in Roosevelt Gardens
Real estate licensing in Florida is overseen by the Florida Department of Business and Professional Regulation (DBPR), Division of Real Estate, under the Florida Real Estate Commission (FREC). Buyers are typically represented by a licensed sales associate working under a broker, or by a broker directly, and Florida brokerages must disclose the brokerage relationship offered — transaction broker is the default presumption unless another relationship is established in writing. Expect seller disclosures including known material defects and the residential flood disclosure, and for condominium resales a statutory right to cancel that can apply for a short period after the required documents are delivered. Homestead and Save Our Homes are filed with the county property appraiser. Verify license status with DBPR, insurance questions with your insurance agent, Citizens Property Insurance Corporation or the Florida Office of Insurance Regulation, and legal questions with a Florida attorney.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
Statewide, buyer activity is strongest from roughly January through May, boosted by seasonal residents and out-of-state relocation, with a secondary summer push; inventory choices and negotiating room often improve in the slower fall months. Locally, attention rises ahead of and during the June 1–November 30 hurricane season and again in the hot, humid summer when AC duct, airflow and dryer-vent problems surface, so insurance binding and roof questions deserve early attention. To start, call (954) 703-4504 or send a request with the form on this page; Premier Real Estate Group Inc or a licensed agent we refer you to will contact you by phone or email.
Nearby areas and corridors include Washington Park, Boulevard Gardens, Franklin Park, Lauderdale Manors, Dorsey-Riverbend, Rock Island, Melrose Park, Broadview Park, the Sunrise Boulevard and Oakland Park Boulevard corridors, and the cities of Fort Lauderdale, Lauderhill, Lauderdale Lakes, Plantation, Oakland Park, Wilton Manors, Sunrise and Tamarac.
Buy a Home in Roosevelt Gardens: common questions
- Will I need flood insurance in Roosevelt Gardens?
- It depends on the FEMA flood zone for the specific parcel. A lender generally requires flood insurance in a Special Flood Hazard Area, and homes outside one can still flood, so review the zone and quotes before your inspection period ends.
- Why do insurers ask for extra inspections on homes here?
- Much of the Roosevelt Gardens housing stock dates from the 1940s through the 1960s, and Florida insurers commonly request a four-point inspection on older homes. A wind-mitigation inspection documents features that may support credits under s. 627.0629, F.S.; confirm specifics with your insurance agent.
- Are there condos and HOAs in Roosevelt Gardens?
- Condos are limited within the CDP itself and formal HOAs or gated communities are uncommon in this older unincorporated neighborhood. Condominiums are plentiful in neighboring Lauderhill and Lauderdale Lakes, where association approval, estoppel certificates, milestone inspections and reserve studies may apply.
- What taxes apply at closing?
- Documentary stamp tax on the deed is 70 cents per 100 dollars of the price, documentary stamp tax on a new mortgage note is 35 cents per 100 dollars financed, and a nonrecurring intangible tax of 2 mills applies to a new mortgage. Who pays each item is set by the purchase contract and is negotiable; you can estimate using the calculator at /tools/florida-closing-costs.
- How do I apply for the homestead exemption?
- The owner applies to the county property appraiser after the home becomes a permanent residence, generally by March 1 of the following year. The exemption reduces taxable value and caps assessment increases under Save Our Homes; verify current requirements with the county property appraiser.
- Can you help if I am buying from out of state?
- Yes. A licensed real-estate professional can tour homes by video, send written offers electronically, and coordinate with your lender and title company. Contact is by phone call or email, and the initial consultation is free with no obligation.
Tell us what you're looking for — Roosevelt Gardens
Budget, bedrooms, area and timing. A licensed real-estate professional will contact you to start the search.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(954) 703-4504