Licensed Florida real estate brokerage
Home Value in Roosevelt Gardens, FL
What's My Home Worth in Roosevelt Gardens and the surrounding area, with a licensed real-estate professional. No obligation.
Roosevelt Gardens is a small unincorporated pocket of central Broward County, with roughly 2,322 residents and a housing stock dominated by modest single-family homes built largely from the 1940s through the 1960s — typically one-story concrete block with stucco, flat or low-slope and gable roofs, and original carports or small additions rather than full two-car garages. Much of that housing predates modern wind codes, and in Florida roof age and condition are frequently the deciding factor in whether insurance coverage is offered at all. That makes a valuation here less about square footage alone and more about roof, openings, permits and insurability.
A licensed Florida broker or sales associate can prepare a comparative market analysis for you in the ordinary course of brokerage business. Ours is free: an opinion of value built from recent comparable sales, active and pending listings, and adjustments for condition and updates — not an appraisal and never an automated number. There is no obligation, and a licensed real-estate professional will explain how each adjustment was reached.
Several local factors move buyer demand in Roosevelt Gardens, and a useful valuation addresses them directly: the FEMA flood zone the parcel falls in and the cost of separate flood coverage, the age of the roof and whether documented wind-mitigation features exist, the condition of exterior hardware, steel gates, security bars and carport posts that corrode quickly in humid, salt-tinged air drifting inland from the Atlantic a few miles east, and aging ductwork in unconditioned attic space that often shows up as a moisture or airflow complaint. Homestead exemption and Save Our Homes caps also matter, because assessed value can differ sharply from market value and a buyer's taxes may reset after a sale.
What to know in Roosevelt Gardens
Roof age and the four-point inspection
Florida insurers commonly ask for a four-point inspection covering roof, electrical, plumbing and HVAC on older homes, and homes here largely date from the 1940s through the 1960s. Flat or low-slope sections in particular tend to draw underwriting questions that reach buyers before closing.
Wind mitigation and older openings
Wind-mitigation credits are available for documented features such as roof-to-wall connections and impact-rated openings (s. 627.0629, F.S.), recorded by a licensed inspector on uniform form OIR-B1-1802. This area sits in Florida's High-Velocity/wind-borne debris region, so replacements of garage doors and openers frequently trigger impact-rated or wind-load upgrades under the Florida Building Code.
Flood zone and flood disclosure
Flood zones come from FEMA flood maps; a lender generally requires flood insurance on a home in a Special Flood Hazard Area, and homes outside one can still flood. Florida sellers must give buyers a flood disclosure under s. 689.302, F.S., so it is worth confirming the designation early.
Assessed value is not market value
Homestead exemption and Save Our Homes caps can hold assessed value well below market value, and a buyer's taxes may reset after a sale. Verify assessment and exemption details with the Broward County Property Appraiser.
Associations are uncommon here, but nearby condos differ
Formal HOAs and gated communities are uncommon in this older unincorporated neighborhood and condos are limited within the CDP itself, though plentiful in neighboring Lauderhill and Lauderdale Lakes. If you are comparing against a condo there, Florida requires a milestone structural inspection for buildings three stories or taller at 30 years (s. 553.899, F.S.) and a structural integrity reserve study (s. 718.112(2)(g), F.S.), and findings, reserve funding or special assessments can affect what buyers will pay.
Humidity-driven condition items
Year-round high humidity makes clogged dryer vents and damp, mold-prone duct systems a recurring problem, and buyers often add mold and moisture considerations to their inspections. Addressing these before listing keeps them from becoming renegotiation points.
Closing taxes on the transaction
Documentary stamp tax on the deed is 70 cents per 100 dollars of the price (s. 201.02, F.S.); on a new mortgage note it is 35 cents per 100 dollars financed (s. 201.08, F.S.), plus a nonrecurring intangible tax of 2 mills, or 0.2%, on a new mortgage (s. 199.133, F.S.). Who pays each item is set by the purchase contract and is negotiable.
How we help
- Free comparative market analysisA licensee reviews recent comparable sales plus active and pending listings, then adjusts for condition and updates. It is an opinion of value, not an appraisal and not an automated estimate.
- Adjust for what actually differs hereConcrete block and stucco construction, flat or low-slope versus gable roofs, carports versus enclosed additions, and documented impact-rated openings are all treated as adjustments rather than ignored.
- Explain insurance and flood effects on demandWe walk through how roof age, four-point findings, wind-mitigation documentation and flood zone designation can widen or narrow the pool of buyers able to insure and finance the home.
- Sort out taxes and exemptionsWe show where homestead and Save Our Homes may have held your assessed value below market value, and point you to the Broward County Property Appraiser to confirm exemption status.
- Preview the closing tax mathYou can run the deed and mortgage stamp figures yourself using the free Florida Doc Stamp & Closing Tax Calculator on this site at /tools/florida-closing-costs.
- No-obligation consultationThe consultation and the analysis are free. If you decide not to sell, nothing further is required of you.
Florida rules and paperwork in Roosevelt Gardens
Real estate brokerage in Florida is regulated by the Department of Business and Professional Regulation (DBPR), Division of Real Estate, under the Florida Real Estate Commission (FREC). A licensed broker or sales associate may prepare a comparative market analysis or broker price opinion for a client in the ordinary course of brokerage business; a formal appraisal for lending or legal purposes must be performed by a state-licensed or certified appraiser regulated by the Florida Real Estate Appraisal Board within DBPR. A valuation opinion is generally informal and does not require contracts, and if given as a written broker price opinion it should state that it is not an appraisal. If you move forward to listing, a written listing agreement, brokerage relationship disclosure and seller disclosures follow — including the flood disclosure under s. 689.302, F.S., and, where an association is involved, association documents and budgets. Associations may also require buyer approval and estoppel certificates. Verify exemption and assessment questions with the Broward County Property Appraiser, association questions with the association, and insurance questions with your insurance agent, Citizens Property Insurance Corporation or the Florida Office of Insurance Regulation. Premier Real Estate Group Inc is a licensed Florida real estate brokerage; broker of record Maxim Bohadana, Florida real estate broker license BK3314523, verifiable on the Florida DBPR website.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
Valuation requests in Florida typically cluster in late winter and spring ahead of the main selling season, and again after annual TRIM notices and tax bills arrive in late summer and fall. Insurance questions tend to sharpen around the Atlantic hurricane season, which runs June 1 through November 30, when roof age and wind-mitigation documentation get the most attention from underwriters. To start, call (954) 703-4504 or send a request with the form on this page; requests may be handled by Premier Real Estate Group Inc or referred to a licensed real-estate agent, who will contact you by phone or email.
Nearby areas include Washington Park, Boulevard Gardens, Franklin Park, Lauderdale Manors, Dorsey-Riverbend, Rock Island, Melrose Park, Broadview Park, the Sunrise Boulevard and Oakland Park Boulevard corridors, and the cities of Fort Lauderdale, Lauderhill, Lauderdale Lakes, Plantation, Oakland Park, Wilton Manors, Sunrise and Tamarac.
What's My Home Worth in Roosevelt Gardens: common questions
- Is a comparative market analysis the same as an appraisal?
- No. A CMA is an opinion of value prepared by a licensee from comparable sales, active and pending listings, and adjustments for condition and updates. A formal appraisal for lending or legal purposes must be done by a state-licensed or certified appraiser regulated by the Florida Real Estate Appraisal Board within DBPR.
- Why does roof age matter so much for a Roosevelt Gardens home?
- Most homes here were built from the 1940s through the 1960s, often with flat or low-slope roof sections. Florida insurers commonly request a four-point inspection on older homes, and roof age and condition are frequently the deciding factor in whether coverage is offered at all, which in turn shapes how many buyers can close.
- Do I need to know my flood zone before selling?
- It helps. Flood zones come from FEMA flood maps, a lender generally requires flood insurance in a Special Flood Hazard Area, and homes outside one can still flood. Florida sellers must provide a flood disclosure under s. 689.302, F.S.
- Will my low tax bill carry over to the buyer?
- Generally not. Homestead exemption and Save Our Homes caps can keep assessed value well below market value, and a buyer's taxes may reset after a sale. Verify the specifics with the Broward County Property Appraiser; the homestead application is generally due by March 1 of the year after moving in.
- Do condo milestone inspections apply in Roosevelt Gardens?
- Condos are limited within the CDP itself, though plentiful in neighboring Lauderhill and Lauderdale Lakes. Where a condo or cooperative building is three stories or taller, Florida requires a milestone structural inspection at 30 years (s. 553.899, F.S.) and a structural integrity reserve study (s. 718.112(2)(g), F.S.); ask the association for both reports.
What's My Home Worth in nearby cities
Request your free market analysis — Roosevelt Gardens
Tell us the address and a little about the home. A licensed real-estate professional will contact you.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(954) 703-4504