Licensed Florida real estate brokerage
Buy a Home with a licensed agent in Ives Estates, FL
Buy a Home in Ives Estates and the surrounding area, with a licensed real-estate professional. No obligation.
Ives Estates sits about three miles inland from the Atlantic, inside Miami-Dade's High-Velocity Hurricane Zone, and that shapes how a purchase here works. Much of the single-family stock is mid-century to 1970s concrete block and stucco on slab, and it sits alongside townhomes, garden apartments and condominiums built from the 1970s onward along the Ives Dairy Road and US-441 corridors. Planning a purchase here means planning around roof age, insurance inspections, flood zone status and association paperwork before the inspection period ends.
A licensed real-estate professional, either Premier Real Estate Group Inc or a licensed agent we refer you to, will contact you by phone or email. We help you search, tour, write the offer and track each deadline through closing. The consultation is free and carries no obligation.
Homes that are 50-plus years old often have original roofs, electrical panels, plumbing and air conditioning, which is why insurability comes up early. Insurers commonly ask for a four-point inspection (roof, electrical, plumbing, HVAC) on older homes, and a wind-mitigation inspection can support premium credits for documented features such as roof-to-wall connections and impact-rated openings. Because Ives Estates is in the High-Velocity Hurricane Zone, wind-rated garage doors and impact protection are code concerns, and original garage doors and openers are often replaced with wind-rated units. Salt-tinged humid air also speeds rust on garage door tracks, gate hardware and lock cylinders, so those items belong on your inspection checklist. On the townhome and condo side, many associations have gated entries, so approval, budgets and gate or access-control rules are part of the purchase.
What to know in Ives Estates
Roof age and insurability
Roof age and condition are frequently the deciding factor in whether coverage is offered at all. Talk to your insurance agent before you commit to a contract on an older home.
Four-point and wind-mitigation inspections
A licensed inspector completes the uniform mitigation form (OIR-B1-1802) for wind-mitigation credits. Whether credits apply, and how large they are, depends on the insurer.
Flood zone and lender requirements
Flood zones come from FEMA maps. A lender generally requires flood insurance on a home in a Special Flood Hazard Area, and homes outside one can still flood, so review the zone and elevation before the inspection period ends.
Condo and townhome association approval
Associations may require buyer approval, an application or interview, and an estoppel certificate. Documents, rules and budgets are part of your due diligence, and approval is never assured.
Milestone inspections and SIRS
Buildings three stories or taller may be subject to a milestone structural inspection at 30 years and a structural integrity reserve study. Ask for the association's reports, since they can point to future assessments.
Humidity and salt-air wear
Constant humidity can mean sweating ducts, mold and clogged dryer vents, and salt air corrodes garage doors, hinges and gate operators. Raise these items with your inspector.
Seasonal competition
Buyer demand picks up ahead of and during hurricane season, with a second bump in the winter months. Competition for homes can shift with the calendar.
How we help
- Home searchWe search by budget, bedrooms, commute and must-haves, and flag older homes where roof and insurance questions are likely.
- ShowingsTour in person or by video, with notes on features that matter in this climate, such as wind-rated openings and gate hardware.
- Buyer agreement and offersWe explain the written buyer agreement and the brokerage relationship, then write offers with financing and inspection provisions.
- Inspection-period guidanceWe help you line up inspections, flood-zone checks and insurance quotes so you can decide with the facts before the period ends.
- Condo and HOA document reviewWe help you read governing documents, budgets, rules and association disclosures, and keep the approval process on track.
- Lender and title coordinationWe coordinate with your lender and the title company or closing attorney through closing.
Florida rules and paperwork in Ives Estates
Florida sellers must give buyers a flood disclosure (s. 689.302, F.S.), and you should also expect disclosure of known material defects. Brokerages must disclose the relationship offered, and transaction broker is the default unless another relationship is set in writing. Condominium resale contracts can carry a statutory right to cancel for a short period after required documents are delivered. Milestone inspections (s. 553.899, F.S.) and structural integrity reserve studies (s. 718.112(2)(g), F.S.) apply to condo and cooperative buildings three stories or taller. For closing taxes in Miami-Dade, the deed documentary stamp tax is 60 cents per 100 dollars of the price, plus a surtax of 45 cents per 100 dollars when the property is not a single-family residence. A new mortgage note carries documentary stamp tax of 35 cents per 100 dollars of the amount financed and a nonrecurring intangible tax of 2 mills. Who pays each item is set by the purchase contract and is negotiable. Estimate them with the free Florida Doc Stamp & Closing Tax Calculator at /tools/florida-closing-costs. After closing, if the home will be your permanent residence, apply for the homestead exemption with the Miami-Dade County property appraiser, generally by March 1 of the year after you move in. It reduces taxable value and caps assessment increases under Save Our Homes. Verify license status with the Florida DBPR Division of Real Estate, and confirm requirements with your lender, insurer, the association and a Florida attorney.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
Buyer activity in Florida is strongest from roughly January through May, and in Ives Estates demand also rises ahead of and during hurricane season (June to November) and again in the winter months. Choices and negotiating room often improve in the slower fall months, though no timing is assured. Because insurance and inspection steps take time on older homes, start early. Call (888) 440-3766 or send a request with the form on this page for a free consultation.
Nearby areas and communities include Ojus, Highland Lakes, Sky Lake, Lake Lucerne, Andover, Norland, Golden Glades, Country Club, the Ives Dairy Road corridor, the Greynolds Park area, Aventura, North Miami Beach and Miami Gardens.
Buy a Home in Ives Estates: common questions
- Will I need flood insurance to buy in Ives Estates?
- A lender generally requires it if the home is in a FEMA Special Flood Hazard Area, and homes outside one can still flood. Check the flood zone and elevation during the inspection period, and confirm with your lender and insurance agent.
- Why do older Ives Estates homes need a four-point inspection?
- Much of the single-family stock dates from the mid-century to the 1970s, and insurers commonly ask for a four-point inspection (roof, electrical, plumbing, HVAC) on older homes. Coverage decisions vary by insurer, so verify with your agent.
- What should I ask about a condo or townhome here?
- Request the governing documents, budget, rules and estoppel certificate, and ask whether the association requires buyer approval. For buildings three stories or taller, also ask for the milestone inspection and structural integrity reserve study reports.
- Does the wind-rated garage door matter when buying?
- Ives Estates is in the High-Velocity Hurricane Zone, so wind-rated garage doors and impact protection are code concerns. Original doors and openers on older homes are often replaced, so ask your inspector to look at them.
- When do I apply for homestead exemption?
- If the home is your permanent residence, you apply to the Miami-Dade County property appraiser, generally by March 1 of the year after you move in. Verify current deadlines with the appraiser.
Tell us what you're looking for — Ives Estates
Budget, bedrooms, area and timing. A licensed real-estate professional will contact you to start the search.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(888) 440-3766