Licensed Florida real estate brokerage
Your real estate agent for buying a home in Sunny Isles Beach, FL
Buy a Home in Sunny Isles Beach and the surrounding area, with a licensed real-estate professional. No obligation.
Buying in Sunny Isles Beach mostly means buying into a concrete condominium tower along the Collins Avenue corridor, from 1960s-70s buildings to towers built since the 2000s, with salt air off the Atlantic wearing on everything metal. Single-family homes and townhomes are a small minority, mostly on the Intracoastal side. In a market like this, look for a licensed Florida agent or broker who can read association documents, understand condo inspection rules, and explain flood and insurance questions before your inspection period ends. Verify any license with the Florida DBPR.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker of record Maxim Bohadana, license BK3314523, verifiable on the DBPR website), and a Florida brokerage license is valid in every county. A licensed real-estate professional, either Premier Real Estate Group Inc or a licensed agent we refer you to, will contact you by phone or email. The first consultation is free and carries no obligation.
Most residents here live under condo associations with gated entries and shared garages or parking structures, so the association shapes much of the purchase: its approval process, its budget, its rules on repairs, and its inspection reports. Oceanfront exposure means corrosion is the main wear factor on gate operators, lock cylinders, garage hardware and fasteners, and humidity strains HVAC ducts and dryer vents. Many units are seasonal or part-time residences, so problems can go unnoticed while owners are away. Hurricane season (June to November) adds wind and storm-surge risk, which is why flood zone, insurability and the building's condition belong in the plan from the first showing.
What to know in Sunny Isles Beach
Association approval and transfer steps
Condominium and HOA associations may require an application, interview or approval, plus estoppel certificates and transfer fees. Approval is never certain, so ask about the process before you write an offer.
Milestone inspections and SIRS reports
Florida requires a milestone structural inspection for condo buildings three stories or taller once they reach 30 years, and a structural integrity reserve study for their associations. With 1960s-70s towers here, ask for these reports and for any assessments they could trigger.
Flood zone and flood insurance
Flood zones come from FEMA maps, and a lender generally requires flood insurance in a Special Flood Hazard Area. Homes outside one can still flood, and standard homeowners policies generally exclude flood damage.
Insurance and insurability
Insurers commonly ask for a four-point inspection on older homes and offer credits for documented wind-mitigation features. Roof age and condition often decide whether coverage is offered at all, so confirm requirements with your insurance agent early.
Salt-air wear on hardware and systems
Corrosion on gates, locks, garage hardware and fasteners, and humidity strain on HVAC and dryer vents, are worth checking during inspection. Association rules may also decide who can do repairs and when.
Units left empty part of the year
Many units are seasonal or part-time residences, so issues can go unnoticed while owners are away. Ask for maintenance history and any association repair records.
Seasonal competition
Buyer activity tends to be strongest in the winter months, when part-time residents return. Plan your financing and document review before you start touring.
How we help
- Home search by your must-havesWe search by budget, bedrooms, commute and must-haves, and arrange showings in person or by video. Towers along Collins Avenue and homes on the Intracoastal side can differ a great deal in association rules and insurance.
- Written buyer agreement and offersWe explain the brokerage relationship disclosure and any written buyer agreement before you commit. We then write offers with financing and inspection provisions that fit your situation.
- Condo and HOA document reviewWe help you go through governing documents, budgets, rules and association disclosure summaries. We also help you ask for milestone inspection and SIRS reports where they apply.
- Inspection period guidanceWe help you plan for four-point and wind-mitigation inspections and for a flood zone and insurability review. Everything is lined up before the inspection period ends.
- Lender and title coordinationWe coordinate with your lender and the title company or closing attorney through closing. That covers lien searches, estoppel letters and the closing statement.
Florida rules and paperwork in Sunny Isles Beach
Florida sellers must give buyers a flood disclosure (s. 689.302, F.S.), and you should also expect a brokerage relationship disclosure, possibly a buyer representation agreement, and seller disclosures of known material defects. Condo resale contracts can carry a statutory right to cancel for a short period after the required documents are delivered; confirm the details with a Florida attorney. Milestone inspections (s. 553.899, F.S.) and structural integrity reserve studies (s. 718.112(2)(g), F.S.) apply to condo buildings three stories or taller. For closing taxes in Miami-Dade County, the documentary stamp tax on the deed is 60 cents per 100 dollars of the price, plus a surtax of 45 cents per 100 dollars when the property is not a single-family residence. Ask your closing agent whether the surtax applies to your property. A new mortgage adds documentary stamp tax of 35 cents per 100 dollars financed and a nonrecurring intangible tax of 2 mills. Who pays each item is set by the purchase contract and is negotiable. Our free Florida Doc Stamp & Closing Tax Calculator is at /tools/florida-closing-costs. After closing, if the home will be your permanent residence, apply for the homestead exemption with the county property appraiser, generally by March 1 of the year after you move in. Verify license status and rules with the Florida DBPR, Division of Real Estate, and the Florida Real Estate Commission.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
Buyer activity in Florida is strongest from roughly January through May, boosted by seasonal residents and out-of-state relocation. Inventory choices and negotiating room often improve in the slower fall months, though that depends on the property and no outcome is promised. Hurricane season runs June to November, so build insurance and flood checks into your timeline whenever you buy. To get started, call (888) 440-3766 or send a request with the form on this page for a free consultation.
We also help buyers in nearby areas including Aventura, North Miami Beach, Golden Beach, Bal Harbour, Surfside and Miami Beach.
Buy a Home in Sunny Isles Beach: common questions
- Do I need association approval to buy a condo in Sunny Isles Beach?
- Many condominium and HOA associations may require an application, interview or approval, along with estoppel certificates and transfer fees. Review the association documents before you commit, and note that approval is never certain.
- What are the milestone inspection and SIRS reports, and why do they matter here?
- Florida requires a milestone structural inspection for condo buildings three stories or taller once they reach 30 years, plus a structural integrity reserve study for their associations. Since Sunny Isles Beach has towers from the 1960s-70s, ask for these reports and any assessments they could lead to.
- Will I need flood insurance on an oceanfront condo?
- A lender generally requires flood insurance on a home in a FEMA Special Flood Hazard Area, and homes outside one can still flood. Check the flood zone and insurability with your lender and insurance agent before your inspection period ends.
- Which closing taxes apply to a purchase in Miami-Dade County?
- The deed documentary stamp tax is 60 cents per 100 dollars of the price, with a 45-cents-per-100-dollars surtax when the property is not a single-family residence. A new mortgage adds its own stamp and intangible taxes. The contract sets who pays, so try the calculator on this site.
- How does the homestead exemption work after I buy?
- It reduces the taxable value of a primary residence and caps assessment increases under Save Our Homes. You apply with the county property appraiser, generally by March 1 of the year after you move in.
Tell us what you're looking for — Sunny Isles Beach
Budget, bedrooms, area and timing. A licensed real-estate professional will contact you to start the search.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(888) 440-3766