Licensed Florida real estate brokerage
Your real estate agent for buying a home in North Miami Beach, FL
Buy a Home in North Miami Beach and the surrounding area, with a licensed real-estate professional. No obligation.
North Miami Beach sits a mile or two from the Atlantic and along Biscayne Bay canals, and Census data puts the median home here at about 1966 construction. That means many buyers are looking at 1950s–1970s concrete block and stucco homes, plus mid-rise and high-rise condominiums along Biscayne Boulevard and the Intracoastal. When you choose an agent here, look for a Florida-licensed professional you can verify with the DBPR Division of Real Estate, who knows how roof age, flood zones and condo documents affect an offer in an older coastal market.
Premier Real Estate Group Inc is a licensed Florida brokerage (broker of record Maxim Bohadana, license BK3314523, verifiable on the DBPR website). A Florida brokerage license is valid in every county. Your request may be handled by Premier Real Estate Group Inc or referred to a licensed agent, who will contact you by phone or email. The first consultation is free and carries no obligation.
Salt-laden air, a May–October rainy season and Miami-Dade's High-Velocity Hurricane Zone all shape what a home here will need. In an older block-and-stucco house, buyers commonly look at roof condition, original or undersized garage openings that may not meet current wind-load and impact requirements when replaced, and corrosion on garage door hardware, gate operators and exterior locks. Those findings can affect insurability and negotiations. Census shows owner-occupied homes make up about half of the housing here, so many buyers also compare condo and HOA options, where association finances and approval rules matter as much as the unit itself.
What to know in North Miami Beach
Insurance and roof age
With a median build year around 1966, insurers commonly ask for a four-point inspection (roof, electrical, plumbing, HVAC). Roof age and condition are often the deciding factor in whether coverage is offered, so confirm with an insurance agent before your inspection period ends.
Wind-mitigation credits
A licensed inspector completes the uniform mitigation form (OIR-B1-1802) to document features such as roof-to-wall connections and impact-rated openings. Those features may support premium credits, depending on the insurer.
Flood zones and lender requirements
Flood zones come from FEMA maps, and a lender generally requires flood insurance in a Special Flood Hazard Area. Homes outside one can still flood, and Florida sellers must provide a flood disclosure.
Condo milestone inspections and SIRS
Many buildings along Biscayne Boulevard and the Intracoastal are condominiums. Florida requires milestone inspections for buildings three stories or taller at 30 years and structural integrity reserve studies, so ask for those reports. They can signal future assessments.
HOA and condo association approval
Associations may require buyer approval, an application or interview, transfer fees and an estoppel certificate. Approval is never assured, so review the documents and budget early.
Salt and moisture in the inspection
Humidity and salt air can show up as mold in ducts, slow-drying dryer vents, sticking door hardware and corroded garage door springs, tracks and gate operators. Ask your inspector to look at these items specifically.
Homestead filing after closing
If the home will be your permanent residence, you apply to the Miami-Dade County property appraiser, generally by March 1 of the year after you move in. The exemption reduces taxable value and caps assessment increases under Save Our Homes.
How we help
- Home search built around your needsWe search by budget, bedrooms, commute and must-haves, and flag homes where roof age, flood zone or association rules may complicate insurance or financing.
- Showings in person or by videoYou can tour homes in North Miami Beach in person or by video, which helps if you are relocating or visiting only for part of the season.
- Written buyer agreement and offersA licensed professional explains the brokerage relationship, any buyer agreement, and the financing and inspection terms in your written offer.
- Inspection-period guidanceWe help you line up the general, four-point and wind-mitigation inspections and review flood-zone and insurability questions before your inspection period ends.
- Condo and HOA document reviewWe walk through governing documents, budgets, rules, milestone and SIRS reports, and any approval process, so you know what to confirm with the association and an attorney.
- Coordination through closingWe coordinate with your lender and the title company or closing attorney from contract to closing.
Florida rules and paperwork in North Miami Beach
Florida real estate is regulated by the DBPR Division of Real Estate under the Florida Real Estate Commission (FREC); verify any license on the DBPR website. Expect a brokerage relationship disclosure (transaction broker is the default unless another relationship is set in writing), a possible buyer representation agreement, and a written contract with financing and inspection provisions. Sellers provide disclosures of known material defects and the residential flood disclosure. Condo resale contracts may carry a short statutory right to cancel after the required documents are delivered. At closing in Miami-Dade, the documentary stamp tax on a deed is 60 cents per 100 dollars of the price, plus a surtax of 45 cents per 100 dollars when the property is not a single-family residence. A new mortgage note carries documentary stamp tax of 35 cents per 100 dollars financed and a nonrecurring intangible tax of 2 mills. Who pays each item is set by the contract and is negotiable. You can estimate these with the free Florida Doc Stamp & Closing Tax Calculator at /tools/florida-closing-costs. Confirm current requirements with the association, your lender, your insurer and a Florida attorney.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
Statewide, buyer activity is generally strongest from roughly January through May as seasonal residents and out-of-state relocations add competition, and inventory choices and negotiating room often improve in the slower fall months. Hurricane season (June 1–November 30) also affects insurance questions and inspection timing. Outcomes depend on the property and the market at the time. To start, call (888) 440-3766 or send a request with the form on this page for a free consultation.
We can also help with homes in Eastern Shores, Skylake, Highland Village, Fulford-by-the-Sea, the Greynolds Park area, Uleta, Ojus, Ives Estates, Oak Grove and Golden Glades, and in nearby Aventura, Sunny Isles Beach, North Miami, Miami Gardens, Hallandale Beach, Golden Beach, Opa-locka and Hollywood.
Buy a Home in North Miami Beach: common questions
- Why does the age of North Miami Beach homes matter when buying?
- Census data shows a median build year around 1966, so many homes predate current wind and insurance standards. Insurers commonly ask for a four-point inspection, and roof condition can decide whether coverage is offered. Check insurability early in your inspection period.
- Do I need flood insurance on a North Miami Beach home?
- A lender generally requires it if the home is in a FEMA Special Flood Hazard Area, and homes outside one can still flood. Standard homeowners policies generally exclude flood damage. Ask your insurance agent and lender, and review the seller's flood disclosure.
- What should I ask for when buying a condo along Biscayne Boulevard or the Intracoastal?
- Ask for the governing documents, budget, estoppel certificate and the association's milestone inspection and structural integrity reserve study reports for buildings three stories or taller. Also ask about any approval process and transfer fees. Approval is never assured.
- How do I claim the homestead exemption after I buy?
- If the home will be your permanent residence, apply to the Miami-Dade County property appraiser, generally by March 1 of the year after you move in. It reduces taxable value and caps assessment increases under Save Our Homes.
- Is the consultation really free?
- Yes. The consultation is free and carries no obligation. A licensed professional from Premier Real Estate Group Inc, or a licensed agent we refer you to, will contact you by phone or email.
Tell us what you're looking for — North Miami Beach
Budget, bedrooms, area and timing. A licensed real-estate professional will contact you to start the search.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(888) 440-3766