Licensed Florida real estate brokerage
Your real estate agent for moving to florida in Margate, FL
Moving to Florida in Margate and the surrounding area, with a licensed real-estate professional. No obligation.
Margate's homes are older than most people expect: Census data puts the median year built at 1978, and most of the housing dates to a 1960s–1980s buildout of one-story concrete block and stucco homes, low-rise condos and villas. If you are moving here from out of state, choose a licensed Florida broker or sales associate and verify the license with the Florida DBPR. Look for someone who will talk through roof age, insurance inspections, flood zones and association approval before you fall in love with a property.
Premier Real Estate Group Inc is a licensed Florida brokerage (broker of record Maxim Bohadana, license BK3314523, verifiable on the DBPR website). A Florida license is valid statewide, so we can help with a Margate purchase or rental. Your request may be handled by Premier Real Estate Group Inc or referred to a licensed agent, who will contact you by phone or email.
Margate sits in Broward County's High-Velocity Hurricane Zone, about eight miles inland from the Atlantic. Wind-driven rain, tropical-system tornadoes and salt-tinged easterly air all affect the homes. Many Margate garage doors, gates and sliding door tracks are original or first-replacement and predate current wind-load requirements, so ask what has been upgraded. Hurricane season runs June 1 to November 30, so plan to bind insurance before closing. Look at flood zone status, wind-mitigation and four-point inspection results, and any HOA or condo approval steps. If you will live in the home year-round, plan for the homestead exemption after closing.
What to know in Margate
Older homes and insurance questions
With a median build year of 1978 per Census, many Margate homes will draw a four-point inspection request (roof, electrical, plumbing, HVAC). Roof age and condition are often the deciding factor in whether coverage is offered, so confirm requirements with your insurance agent.
Wind mitigation credits
A licensed inspector completes the uniform mitigation form (OIR-B1-1802) to document features such as roof-to-wall connections and impact-rated openings. Older garage doors that predate current Broward wind-load rules may affect what the form shows.
Flood zone and flood insurance
Flood zones come from FEMA maps. A lender generally requires flood insurance in a Special Flood Hazard Area, and homes outside one can still flood during heavy rainy-season storms. Standard homeowners policies generally exclude flood damage.
HOA and condo approval
HOA-governed subdivisions and condo associations are widespread in Margate, and some communities are gated. Associations may require buyer or tenant approval and estoppel certificates, and approval is never assured.
Condo reports for taller buildings
Much of Margate's condo stock is low-rise. If a building is three stories or taller, ask for the association's milestone inspection and structural integrity reserve study (SIRS) reports.
Humidity and salt air wear
Constant humidity stresses duct systems and dryer vents, and salt-laden air corrodes garage door hardware, gate hinges and lock cylinders. Include these items on your inspection checklist, especially in older attached villas and condos.
Renting first or buying first
Some relocating households rent in Margate first to learn the area. Rentals in associations can also require approval, so check the community's rules early.
How we help
- Compare areas by commute and amenitiesWe can compare Margate with nearby cities such as Coconut Creek, Coral Springs and Tamarac by commute, housing type and amenities, and the corridors you would use, such as Atlantic Boulevard or State Road 7 / US 441.
- Video tours and remote showingsIf you are not in Florida yet, a licensed professional can arrange video tours and remote showings so you can narrow your list before traveling.
- Rent-first or buy-first planningWe talk through the trade-offs of renting first or buying first, including paperwork, insurance binding and your move date.
- Florida insurance basicsWe explain how four-point and wind-mitigation inspections, roof age and flood coverage fit into a purchase, and we point you to your insurance agent for specifics.
- Association approval guidanceWe help you review HOA or condo documents, budgets and approval applications. Approval timelines vary by association, and no outcome is promised.
- Homestead reminder after closingOnce you close and make the home your permanent residence, we remind you to apply with the Broward County property appraiser.
Florida rules and paperwork in Margate
A typical Florida purchase involves a brokerage relationship disclosure, a purchase contract or lease, seller disclosures including the residential flood disclosure (s. 689.302, F.S.), HOA or condo governing documents and approval applications, and title and closing documents. For condos in buildings three stories or taller, Florida requires a milestone structural inspection once the building reaches 30 years (s. 553.899, F.S.) and a SIRS (s. 718.112(2)(g), F.S.). On a Margate closing, the deed's documentary stamp tax is 70 cents per 100 dollars of the price, the documentary stamp tax on a new mortgage note is 35 cents per 100 dollars financed, and the nonrecurring intangible tax on a new mortgage is 2 mills. Who pays each item is set by the purchase contract and is negotiable. You can use the free Florida Doc Stamp & Closing Tax Calculator at /tools/florida-closing-costs. The homestead exemption reduces the taxable value of a primary residence and caps assessment increases under Save Our Homes. You apply with the county property appraiser, generally by March 1 of the year after moving in. Florida has no state personal income tax, but property taxes and insurance vary. Verify details with the Florida DBPR Division of Real Estate, the county property appraiser, the Florida Department of Revenue, and a Florida attorney or CPA.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
In Margate, demand tends to rise ahead of and during the June–November hurricane season, especially in late summer, with a second bump in October–November as seasonal owners reopen homes and condos. Statewide, relocation inquiries peak in winter and early spring and again in summer. Inspections, insurance quotes and association approvals take time, so start them early. To talk it through, call (888) 440-3766 or send a request with the form on this page for a free consultation with no obligation.
Areas we can help you compare include Oriole Estates, Oriole Gardens, Holiday Springs Village, Paradise Gardens, the Carolina Club area and the Atlantic Boulevard corridor, as well as nearby Coconut Creek, Coral Springs, Tamarac and Pompano Beach.
Moving to Florida in Margate: common questions
- Why do inspections matter more for Margate homes?
- Census data shows a median build year of 1978, so many homes have original or first-replacement roofs, garage doors and systems. Insurers commonly ask for a four-point inspection on older homes and offer credits for documented wind-mitigation features. Confirm requirements with your insurance agent.
- Do I need flood insurance in Margate?
- A lender generally requires flood insurance on a home in a Special Flood Hazard Area, and homes outside one can still flood. Check the property's FEMA flood zone and ask your insurance agent about NFIP or private coverage.
- Will a Margate condo or HOA have to approve me?
- HOA and condo associations are widespread in Margate, and many may require buyer or tenant approval and estoppel certificates. Read the governing documents early, because approval is never assured.
- Do I qualify for the homestead exemption after I move?
- If the Margate home becomes your permanent residence, you may apply with the county property appraiser, generally by March 1 of the year after you move in. Portability applies only to a prior Florida homestead, so verify details with the property appraiser.
- Can I start before I arrive in Florida?
- Yes. A licensed professional can arrange video tours and remote showings of Margate properties. Call (888) 440-3766 or send the form, and a licensed agent will contact you by phone or email.
Tell us about your move — Margate
Where you're headed, when, and whether you'll buy or rent. A licensed real-estate professional will contact you.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(888) 440-3766