Licensed Florida real estate brokerage
Moving to florida: a local agent's advice in Davie, FL
Moving to Florida in Davie and the surrounding area, with a licensed real-estate professional. No obligation.
Davie is one of the few South Florida towns that kept large-lot, equestrian and ranch-style zoning, so a move here can mean a gated subdivision, a townhome, a condo or a property with a long driveway and a barn. If you are searching because every listing looks different and you cannot tell where to begin, that mix is usually why. Census data puts the median year built at 1988, so many homes are old enough that insurers will want to look at the roof and the systems.
Premier Real Estate Group Inc is a licensed Florida brokerage, and a Florida license is valid statewide, so we can help you compare areas from wherever you are now. When you call or send the form, a licensed real-estate professional, either Premier Real Estate Group Inc or an agent we refer you to, will contact you by phone or email. The consultation is free and carries no obligation.
Davie sits inside the hurricane belt (season June 1 to November 30), and its low, canal-laced terrain toward the Everglades means high water tables and wind-driven rain. That makes flood zone, flood insurance and wind-related insurance features part of choosing a home, not an afterthought. HOA-governed and gated communities are very common on the western side of town, so association approval is another step to plan for. After closing, the homestead exemption is the last item on the checklist.
What to know in Davie
Not knowing the flood zone
Flood zones come from FEMA maps, and a lender generally requires flood insurance in a Special Flood Hazard Area. Homes outside one can still flood, which matters on Davie's low, high-water-table terrain.
Insurance that depends on the roof
With a median build year of 1988, many Davie homes are old enough that insurers commonly ask for a four-point inspection (roof, electrical, plumbing, HVAC). Roof age and condition are frequently the deciding factor in whether coverage is offered at all.
Wind-mitigation credits
A licensed inspector can document features such as roof-to-wall connections and impact-rated openings on form OIR-B1-1802, which may support premium credits. The amounts vary by insurer, so confirm with your insurance agent.
HOA and gated-community approval
Associations may require buyer or tenant approval and estoppel certificates, and they are common on the western side of town. Approval is never assured, and timelines vary, so read the documents and budget before you commit.
Condos in older or taller buildings
Davie has condos as well as houses. For buildings three stories or taller, ask for the milestone inspection and structural integrity reserve study (SIRS) reports.
Equestrian and acreage properties
Large-lot properties often have barns, outbuildings and long driveways with swing or slide gates. Humidity and dust are hard on gate operators and locks, so these items deserve a close look during inspections.
Renting first or buying first
If you cannot tour in person, renting first can let you test an area, though a lease can also need association approval. Video tours and remote showings can narrow the list either way.
How we help
- Compare areas by commute and housing typeWe can compare Davie areas such as the Flamingo Road and Griffin Road corridors, Old Davie and Long Lake Ranches by commute, housing type and amenities. You tell us what matters, and we work from that.
- Video tours and remote showingsA licensed professional can arrange video tours and remote showings so you can narrow your list before traveling.
- Rent-first or buy-first planningWe talk through the trade-offs of renting first versus buying first, including association approval steps in each case.
- Florida insurance basicsWe explain what four-point and wind-mitigation inspections are, why flood coverage is separate from a standard homeowners policy, and when to bind insurance before closing. Your insurance agent confirms the actual requirements.
- Association approval guidanceWe help you understand HOA or condo application steps and documents early, since timelines vary by association.
- Homestead reminder after closingOnce you close and make Davie your permanent home, we remind you to file with the county property appraiser.
Florida rules and paperwork in Davie
A typical Florida purchase involves a brokerage relationship disclosure, a purchase contract or lease, seller disclosures including the residential flood disclosure (s. 689.302, F.S.), HOA or condo documents and approval applications, and title and closing documents. For condos in buildings three stories or taller, Florida requires milestone inspections at 30 years (s. 553.899, F.S.) and a structural integrity reserve study (s. 718.112(2)(g), F.S.). Closing taxes depend on the transaction: the documentary stamp tax on a deed is 70 cents per 100 dollars of the price, and on a new mortgage note it is 35 cents per 100 dollars of the amount financed. The nonrecurring intangible tax on a new mortgage is 2 mills (0.2%). Who pays each item is set by the purchase contract and is negotiable. You can estimate these with the free Florida Doc Stamp & Closing Tax Calculator at /tools/florida-closing-costs. Florida has no state personal income tax, but property taxes and insurance costs vary by county. If Davie becomes your permanent residence, you may apply for the homestead exemption with the county property appraiser, generally by March 1 of the year after you move in, and Save Our Homes caps assessment increases. Verify license status with the Florida DBPR Division of Real Estate (FREC), and confirm tax details with the county property appraiser, the Florida Department of Revenue and a Florida attorney or CPA.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
In Davie, demand tends to spike in May and June as residents prepare for hurricane season, and again from August through October after storms. There is a secondary bump in the dry snowbird months, when seasonal residents reopen homes. Statewide, relocation inquiries peak in winter and early spring. Because insurance must be bound before closing, start those conversations early. To talk it through, call (888) 440-3766 or send the request form, and a licensed professional will contact you by phone or email.
Nearby areas include Plantation, Cooper City, Southwest Ranches, Weston, Sunrise, Fort Lauderdale, Pembroke Pines and Hollywood, and within Davie, Pine Island Ridge, Forest Ridge, Rolling Hills, Shenandoah, Ivanhoe, Hawkes Bluff and Long Lake Ranches.
Moving to Florida in Davie: common questions
- Do I need flood insurance in Davie?
- A lender generally requires it if the home is in a FEMA Special Flood Hazard Area, and homes outside one can still flood. Davie's low, canal-laced terrain and high water tables make it worth checking the flood zone before you make an offer. Standard homeowners policies generally exclude flood damage.
- Why do insurers ask about the roof on Davie homes?
- The median home here was built in 1988 per the Census, so many roofs and systems are older. Insurers commonly request a four-point inspection, and roof age and condition are frequently decisive. Confirm requirements with your insurance agent.
- Will I need HOA approval to buy or rent in Davie?
- HOA-governed and gated communities are very common on the western side of town, and associations may require buyer or tenant approval. We cannot promise an approval, so review the documents and application steps early.
- Can I move my homestead exemption to Davie?
- Portability applies only to a prior Florida homestead. If you are new to Florida, you may apply with the county property appraiser, generally by March 1 of the year after you move in. Confirm details with the appraiser or a Florida attorney or CPA.
- Can an agent help me from out of state?
- Out-of-state agents generally cannot perform brokerage services in Florida without a Florida license. Premier Real Estate Group Inc is a Florida-licensed brokerage (broker license BK3314523, verifiable on the DBPR website), and we offer video tours and remote showings. The consultation is free.
Tell us about your move — Davie
Where you're headed, when, and whether you'll buy or rent. A licensed real-estate professional will contact you.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(888) 440-3766