Licensed Florida real estate brokerage
Moving to Florida in Lazy Lake, FL
Moving to Florida in Lazy Lake and the surrounding area, with a licensed real-estate professional. No obligation.
Lazy Lake is one of Florida's smallest incorporated municipalities — roughly a dozen homes on a single lane around a private lake, completely surrounded by Wilton Manors. Because the village itself is so small, most relocation searches here end up covering the surrounding Wilton Manors and Fort Lauderdale blocks, where the housing stock is dominated by 1940s–1960s concrete block and stucco ranch houses with low-slope or barrel-tile roofs, terrazzo floors, jalousie or impact-replacement windows, and carports or single attached garages rather than two- and three-car bays.
Relocating here means planning for climate as much as for floor plans. Lazy Lake sits in Broward County's humid subtropical zone, with a May–October wet season of near-daily thunderstorms, heat indexes above 100°F in late summer, and enough salt-laden air from the Atlantic and the tidal Middle River canals to pit unprotected steel and corrode locks and hardware. Premier Real Estate Group Inc is a licensed Florida real estate brokerage serving all of Florida; a licensed real-estate professional — our brokerage or a licensed agent we refer you to — can walk you through the search by phone or email at no obligation.
For an out-of-state buyer or renter, the Lazy Lake transaction turns on a short list of local items: flood zone and elevation near the Middle River canals, since storm surge and heavy rainfall drive inland flooding and flood damage is generally excluded from standard homeowners policies; wind mitigation and four-point inspections on mid-century block houses; HOA or condominium association approval timelines in the larger nearby cities; the homestead exemption, which you apply for with the county property appraiser, generally by the statutory spring deadline (commonly March 1 — confirm the current date with the property appraiser); and seasonal timing, since the Atlantic hurricane season runs June 1 to November 30 and insurers tighten up as storms approach.
What to know in Lazy Lake
Flood zone and separate flood coverage
Lazy Lake sits beside tidal Middle River canals only a few miles inland from the Atlantic, so flood zone and elevation should be reviewed before you commit. Flood damage is generally excluded from standard homeowners policies and requires separate coverage through the NFIP or a private carrier.
Roof age on mid-century houses
The surrounding stock is heavy on 1940s–1960s block homes with low-slope or barrel-tile roofs, and roof age and condition are frequently the deciding factor in whether coverage is offered at all. Insurers commonly request a four-point inspection covering roof, electrical, plumbing and HVAC on older homes.
Wind mitigation and openings
A wind mitigation inspection can support premium credits for features like roof-to-wall connections and impact-rated openings, which matters where original jalousie windows may or may not have been replaced with impact units. Ask your insurance agent what documentation they want before you are under contract.
Insurance binding before closing
Relocating owners should plan for insurance binding before closing, and carriers may pause new business as a storm approaches during the June 1–November 30 season. For market-of-last-resort questions, Citizens Property Insurance Corporation and the Florida Office of Insurance Regulation are the places to verify.
Association approval where it applies
Condos and gated HOA communities are rare inside the village but common in the larger nearby cities, and those purchases and leases can involve governing documents and an approval application. Approval timelines vary by association and cannot be promised by anyone.
Condo milestone inspections and reserve studies
If your search widens into condominium buildings three stories or taller in nearby cities, review milestone inspection and structural integrity reserve study status along with the association documents. Ask for the current records in writing rather than relying on summaries.
Humidity, ducts and HVAC load
Year-round humidity and long cooling seasons put heavy demand on HVAC systems, and flat-roof-era homes here often have ducts running through hot, humid attics where mold can build. Buyers often add mold and moisture items to their inspection list.
How we help
- Compare areas before you fly inWe help you compare the village and surrounding areas by commute, housing type and amenities, so you understand the difference between a single-family block house and a condo or HOA community nearby. Nothing is described by who lives there — only housing stock and location.
- Video tours and remote showingsIf you are relocating from out of state, a licensed agent can run video tours and remote showings so you can shortlist before traveling. That is especially useful for mid-century homes where window, roof and hardware condition varies house to house.
- Renting first or buying firstWe talk through renting first versus buying first, including lease paperwork and association approval steps where a community requires them. Which path fits depends on your timing, financing and insurance requirements.
- Florida insurance basicsWe explain how four-point and wind mitigation inspections fit into a Florida purchase and what flood coverage is and is not included, then point you to your insurance agent for quotes and binding.
- Homestead reminder after closingAfter closing, if the property becomes your permanent residence, we remind you to apply for the homestead exemption with the county property appraiser and to review the Save Our Homes 3% assessment cap going forward.
- Closing cost orientationWe walk through which Florida closing taxes apply to your transaction and point you to the free Florida Doc Stamp & Closing Tax Calculator on this site at /tools/florida-closing-costs.
Florida rules and paperwork in Lazy Lake
Florida real estate is regulated by the Department of Business and Professional Regulation (DBPR), Division of Real Estate, under the Florida Real Estate Commission (FREC); a Florida-licensed broker or sales associate may assist with purchases and rentals anywhere in the state, and you can verify any license — including broker of record Maxim Bohadana, Florida broker license BK3314523 — on the DBPR website. Expect the same documents as any Florida purchase or lease: brokerage relationship disclosure, the purchase contract or lease, seller disclosures including the residential flood disclosure, condominium or HOA governing documents and approval applications where they apply, and title and closing documents. On closing taxes, documentary stamp tax on the deed is 70 cents per 100 dollars of the price (s. 201.02, F.S.), documentary stamp tax on a new mortgage note is 35 cents per 100 dollars of the amount financed (s. 201.08, F.S.), and the nonrecurring intangible tax on a new mortgage is 2 mills (0.2%) of the amount (s. 199.133, F.S.); who pays each item is set by the purchase contract and is negotiable. Florida has no state personal income tax, but property taxes and insurance costs vary widely by county and coastal exposure — verify homestead and assessment questions with the county property appraiser and the Florida Department of Revenue, and tax or title questions with a Florida attorney or CPA.
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (broker license BK3314523). Verify at Florida DBPR.
Timing and next steps
Relocation inquiries in Florida peak in winter and early spring, when seasonal residents are in state and long-closed houses are being opened up, and again in summer for households moving ahead of the school year; locally, activity also clusters around hurricane season from June through November. If you are planning a move, call (954) 703-4504 or send a request with the form on this page, and a licensed real-estate professional — Premier Real Estate Group Inc or a licensed agent we refer you to — will contact you by phone or email for a free consultation with no obligation.
Nearby areas and communities include Wilton Manors, Oakland Park, Middle River Terrace, Poinsettia Heights, Lake Ridge, Victoria Park, Coral Ridge, Imperial Point, Colee Hammock and the Wilton Drive district, along with Fort Lauderdale, Lauderdale-by-the-Sea, Pompano Beach, Lauderdale Lakes, Plantation and Sunrise.
Moving to Florida in Lazy Lake: common questions
- How many homes are actually in Lazy Lake?
- The village is one of Florida's smallest incorporated municipalities, with roughly a dozen homes on a single lane around a private lake, completely surrounded by Wilton Manors. Because inventory inside the village is so limited, most relocation searches also look at the surrounding Wilton Manors and Fort Lauderdale blocks.
- Are there condos in Lazy Lake?
- Condos and gated HOA communities are rare inside the village but common in the larger nearby cities. If your search includes a condominium building three stories or taller, review the milestone inspection and structural integrity reserve study status along with the association's governing documents before you commit.
- What inspections will an insurer want on a 1950s block house here?
- Insurers commonly ask for a four-point inspection covering roof, electrical, plumbing and HVAC on older homes, plus a wind mitigation inspection that can support premium credits for roof-to-wall connections and impact-rated openings. Roof age and condition are frequently the deciding factor in whether coverage is offered at all — confirm requirements with your insurance agent.
- Do I need flood insurance in Lazy Lake?
- The village sits beside tidal Middle River canals a few miles inland from the Atlantic, and storm surge and heavy rainfall are the dominant flood risks. Flood damage is generally excluded from standard homeowners policies and requires separate NFIP or private coverage — check the flood zone and elevation for the specific address with your insurance agent.
- When do I apply for the homestead exemption after moving?
- If the Florida property becomes your permanent residence, you apply with the county property appraiser, generally by the statutory spring deadline for that tax year. Homestead portability applies only to a prior Florida homestead, so a first move from out of state would not carry a transferred benefit — verify the current deadline and rules with the county property appraiser.
- Can an out-of-state agent help me buy here?
- Out-of-state agents are generally not permitted to perform brokerage services in Florida without a Florida license, though referral arrangements between brokerages are common. A Florida license is valid statewide, and you can verify license status with DBPR.
Tell us about your move — Lazy Lake
Where you're headed, when, and whether you'll buy or rent. A licensed real-estate professional will contact you.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(954) 703-4504