Behind on payments · Direct cash offer
Behind on mortgage payments in South Florida? A cash sale is one option
Falling behind on a mortgage doesn't mean you have to sell, and it's worth calling your servicer first. But if selling is the right move — because the payment no longer fits, or you were planning to move anyway — a direct cash sale lets you sell as-is and choose the closing date, with the mortgage paid off from the proceeds at closing.
- A written cash offer — no obligation to accept
- As-is, any condition: no repairs, cleaning or showings
- No commission — no real-estate commission and no listing fee when we buy your house directly
- You pick the closing date — as little as 14 days when title is clear
Get your cash offer
Tell us about the house. No obligation.
Who this is for
- Owners a few payments behind who have decided selling is better than catching up.
- Owners whose payment changed after an insurance, tax or association increase.
- Owners who can't spend money on repairs before listing.
What we handle
- A written cash offer on the home as it is, so you can compare your options with real numbers.
- Payoff figures requested through the title company and paid at closing.
- A closing date you choose — closing in as little as 14 days when title is clear, or later.
- No real-estate commission and no listing fee when we buy directly; who pays which closing costs is written into the offer before you sign.
What to have ready
- Your latest mortgage statement, including any amount past due.
- Any second mortgage, home-equity line or association balance.
- A short description of the home's condition and anything that needs repair.
Before you decide
Call your loan servicer and a HUD-approved housing counselor (free, through HUD or 800-569-4287) before deciding. They may have options that let you keep the home.
If the sale price would not cover the loan, the lender must approve a short sale, which takes longer.
Listing the home on the MLS may bring a higher price if you have time and the home shows well. We can list it too — compare both.
Prefer to list it? Ask about selling with a licensed agent or compare with the seller net proceeds calculator.
How a direct cash sale works
- 1
Tell us about the house
The address, its condition and your timing — by the form or a phone call.
- 2
We look at it and make a written cash offer
In person, or by photos and video. The offer is in writing and explains how we got there.
- 3
You pick the closing date
Close in as little as 14 days when title is clear, or later if you need time. The sale closes through a title company.
Where we buy houses
Get your written cash offer
Tell us the address, its condition and your timing. We'll contact you to look at the house. No obligation.
Licensed brokerage
Premier Real Estate Group Inc
Broker of record Maxim Bohadana, Florida broker license BK3314523
(954) 703-4504Premier Real Estate Group Inc is a licensed Florida real estate brokerage (BK3314523). When we buy a property directly, we are acting as the buyer for our own account, not as your agent. You are free to have your own agent or attorney review any offer. Not legal or tax advice.
More from Premier Real Estate Group
Premier Real Estate Group Inc is a licensed Florida real estate brokerage (BK3314523). When we buy a property directly, we are acting as the buyer for our own account, not as your agent. You are free to have your own agent or attorney review any offer. Not legal or tax advice.
